prices are rising the most in places like phoenix, las vegas, oakland. prices are rising and 90 of the 100 largest metros. so across the country people seem prices increased. gerri: the best and more than six years. we have been waiting a long time for this. i want you to talk a little bit about it because you made some interesting comments about phoenix, vegas, and detroit saying that their gains are not sustainable. what do you mean? >> in some markets, like those you mentioned, we have seen big price increases, but without strong job growth and with their risk of some foreclosure still to come. in other markets like san francisco, seattle, denver, we are seeing big price increases along side strong job growth and tight safety race. in other words, and those markets -- gerri: with housing and job growth going hand-in-hand, job growth is what fuels new housing purchases. that is very good news. i want to talk for a second about sustainability of the trend because, let's face it, housing inventories are in the toilet. there was a 17% drop in housing inve